They said no, we said YES!
For over 25 years, E360 Properties has been turning dreams into reality, helping individuals and families become proud homeowners—even when others turned them away. With unmatched expertise and access to the best rates, we specialize in finding solutions tailored to your unique situation. At E360 Properties, we don’t just approve homes—we build futures.
Start your journey to homeownership now!
From Dreamers to Proud Homeowners: Hear Their Experiences
Hi I'm Pete!
With over 25 years of experience helping families achieve their dream of homeownership, I’m here to ensure your journey is smooth and, most importantly, done right. At E360 Properties, we offer a variety of tailored solutions to fit your unique needs, whether you're self-employed, investing in properties, or facing challenges with traditional approvals.
Don’t let anyone tell you no when the right solution is just one call away. That’s why we offer free consultations, so you get the right information to make your dream home a reality.
Take the first step toward homeownership today!
Explore Our Diverse Real Estate Financing Solutions
Flexible Real Estate Loans and Tailored Financial Solutions for Next Property.
Real Estate Property Investment Loans
Our Real Estate Property Investment Loan program is designed for investors looking to expand their portfolio with ease and flexibility. Whether you're acquiring residential or commercial properties, we provide tailored financing solutions to match your investment goals.
Benefits Include:
Competitive interest rates
Flexible terms
Fast approval process
Perfect for: New or seasoned investors ready to grow their property investments. Turn your investment dreams into reality—contact us today to explore your options!
Bank Statement Loans for Self- Employed Borrowers
Our Bank Statement Loan program is designed to help self-employed individuals qualify for a mortgage without the need for traditional income documentation. By leveraging 12 to 24 months of personal or business bank statements, we provide a flexible solution for securing your dream property.
Minimum FICO Score: 620
Maximum Loan-to-Value (LTV): 90%
Ideal for: Entrepreneurs, freelancers, and small business owners.
Streamline your home-buying process with a lending option that understands your unique financial situation.
1099 Loans for Independent Contractors
Our 1099 Loan program offers flexible financing solutions designed specifically for independent contractors and freelancers. Instead of traditional income verification, we use your 1099 forms to help you qualify for a mortgage that meets your unique financial needs.
Minimum FICO Score: 640
Maximum Loan-to-Value (LTV): 90%
Perfect for: Consultants, gig workers, and self-employed professionals. Achieve your real estate goals with a loan option built around your non-traditional income.
ITIN Loans
Our ITIN Loan program is tailored for individuals living in the U.S. who do not have a Social Security Number but possess an Individual Taxpayer Identification Number (ITIN). This specialized financing solution makes homeownership accessible for non-citizen residents.
Minimum FICO Score: 700
Maximum Loan-to-Value (LTV): 80%
Ideal for: Non-citizen U.S. residents with an ITIN.
Take the first step toward homeownership with a loan option designed to fit your unique circumstances.
DSCR Loans for Mixed-Use Hotel and Resort Units
Our DSCR (Debt Service Coverage Ratio) Loan program provides specialized financing for mixed-use properties, such as units operated within hotels or resorts. This product is ideal for investors seeking tailored mortgage solutions for unique property types.
Minimum FICO Score: 700
Maximum Loan-to-Value (LTV): 75%
Perfect for: Financing properties with mixed-use hotel or resort operations. Invest with confidence using a loan designed to match your property’s distinct purpose and income potential.
DSCR Loans
Our DSCR (Debt Service Coverage Ratio) Loan program provides specialized financing for real estate investors and commercial property owners. Designed to focus on your property's cash flow rather than personal income, this program offers a flexible solution for expanding your portfolio.
Minimum FICO Score:620
Maximum Loan-to-Value (LTV): 80%
Perfect for: Investors seeking tailored mortgage options for income-producing properties. Invest confidently with financing built for your success. Contact us today to get started!
LLC Properties
Our LLC Property Loan program offers specialized funding solutions designed for property buyers operating under a registered business. This product allows you to leverage the bank's resources to secure your next property with ease.
Minimum FICO Score:700
Requirement: Registered Business
Perfect for: Entrepreneurs and investors looking to purchase properties through their LLC. Start building your property portfolio today. Contact us to learn more!
1 Year Tax Return Loans
Our 1-Year Tax Return Loan program offers immediate access to funds for down payments or covering essential expenses. Tailored for self-employed borrowers, this option requires just a single year of tax returns to get started.
Minimum FICO Score:660
Maximum Loan-to-Value (LTV): 90%
Perfect for: Borrowers seeking a quick and flexible loan solution with minimal documentation. Don’t let paperwork hold you back—contact us today and secure the funds you need!
Profit & Loss Only Loans
Our Profit & Loss-Only Loan program offers specialized financing for self-employed individuals and business owners. This product is ideal for those who prefer to use P&L statements to demonstrate income and business viability instead of traditional documentation.
Minimum FICO Score:660
Maximum Loan-to-Value (LTV):85%
Perfect for Business owners seeking a streamlined loan process without the need for tax returns. Secure the funding you need with a loan tailored to your unique financial situation. Call us today to get started!
Happy Home Owners
FAQs
Your Questions Answered: Quick Insights on Financing with E360 Properties
What are the qualifications needed to apply for a mortgage loan?
Your business should be operational for at least 2 years, have a minimum annual revenue of Drona uses state-of-the-art drones equipped with high-resolution cameras capable of capturing 4K video and photography. Our drones are regularly updated and maintained to ensure the highest quality and reliability in our services.00,000, and a good credit standing.
What if I was denied a mortgage because of my bad credit?
Once approved, funds typically arrive in your account within 2-5 business days.
Do I need to have a business to use E360 Property Solutions?
We do not charge any prepayment penalties. You can pay off your loan or line of credit early to save on interest without any additional costs.
I don't have a social, can I buy a property?
Yes, you can request to increase your credit limit subject to a review of your business performance and credit history. Approval is not guaranteed but is assessed on a case-by-case basis.
What if I want to buy an investment property?
We finance a wide range of equipment including industrial machinery, IT hardware, office equipment, and commercial vehicles.
What if my income does not show enough to buy a property?
Debt consolidation combines multiple debts into one loan with a potentially lower interest rate and simplified single monthly payments. This makes managing debt easier, can free up cash flow, and reduce total interest costs, facilitating more predictable financial planning and budgeting.